What does Fidelis Dental cover for adults? This is a common question among individuals seeking comprehensive dental care. Fidelis Dental offers a range of coverage options tailored to meet the specific needs of adults. Understanding what is included in their plans can help individuals make informed decisions about their dental health and financial responsibilities.
Fidelis Dental covers a variety of services for adults, including preventive care, basic treatments, and major procedures. Let’s take a closer look at the specific coverage details:
Preventive Care:
Preventive care is a cornerstone of maintaining good oral health, and Fidelis Dental recognizes its importance. Their plans typically cover the following preventive services for adults:
– Two regular check-ups per year
– Two cleanings per year
– Fluoride treatments
– Dental x-rays
These services help prevent dental issues before they become more serious and costly to treat.
Basic Treatments:
Basic treatments are designed to address common dental problems that adults may encounter. Fidelis Dental covers the following basic treatments:
– Fillings
– Root canals
– Extractions
– Crowns
– Bridges
These treatments are crucial for restoring dental function and preventing further damage to the teeth.
Major Procedures:
In some cases, adults may require more extensive dental treatments. Fidelis Dental offers coverage for several major procedures, including:
– Dentures
– Implants
– Orthodontic treatment
– Periodontal therapy
These procedures can significantly improve the appearance and functionality of the teeth, as well as overall oral health.
Additional Coverage Details:
It’s important to note that coverage specifics may vary depending on the plan chosen. Some plans may offer higher coverage limits, lower deductibles, or more extensive benefits. Here are some additional details to consider:
– Deductibles: Most Fidelis Dental plans require individuals to meet a deductible before coverage begins. Deductibles can range from $50 to $100 or more.
– Coinsurance: After meeting the deductible, individuals are typically responsible for a percentage of the cost of covered services. Coinsurance rates vary by plan.
– Maximum Out-of-Pocket: Many plans have a maximum out-of-pocket limit, which is the most an individual will pay for covered services in a given year. Once this limit is reached, the plan pays for all covered services for the remainder of the year.
By understanding what Fidelis Dental covers for adults, individuals can make informed decisions about their dental care and ensure they receive the necessary treatments to maintain a healthy smile. Be sure to review the specific details of the plan you are considering to ensure it meets your needs and budget.
