How to Transfer a Car Title in New Jersey
Transferring a car title in New Jersey is a crucial step after purchasing a vehicle or receiving it as a gift. This process ensures that the vehicle’s ownership is legally and officially transferred to the new owner. If you’re new to the state or simply looking for guidance on how to navigate this process, here’s a comprehensive guide on how to transfer a car title in New Jersey.
1. Gather Required Documents
Before you begin the title transfer process, ensure you have all the necessary documents. These typically include:
– The original car title, signed by the seller.
– A valid identification document, such as a driver’s license or state ID.
– Proof of insurance for the vehicle.
– Payment for the title transfer fee.
2. Complete the Application for Certificate of Title and/or Registration
You’ll need to fill out the Application for Certificate of Title and/or Registration (Form TC-7) and submit it to the Motor Vehicle Commission (MVC). This form can be obtained from any MVC office or downloaded from the MVC website.
3. Submit the Application and Required Documents
Take your completed application and all required documents to your local MVC office. You can also submit them by mail, but this may result in a longer processing time. The MVC will review your application and documents, and if everything is in order, they will issue a new title in your name.
4. Pay the Title Transfer Fee
The title transfer fee in New Jersey is $60. This fee can be paid at the MVC office using cash, check, money order, or credit/debit card. Be sure to have the correct amount, as there are no refunds for overpayments.
5. Obtain a New Registration
Once you have the new title, you’ll need to register the vehicle in your name. This process is similar to the title transfer process and requires you to complete the Application for Certificate of Title and/or Registration (Form TC-7), provide proof of insurance, and pay the registration fee.
6. Obtain a New License Plate
After registering the vehicle, you’ll need to obtain a new license plate. This can be done at the MVC office or through a local DMV-authorized tag agent. The cost of a new license plate is $6. The MVC will issue a temporary registration permit, which you must display on the vehicle until the new plates arrive.
7. Keep Track of Your Documents
It’s essential to keep your new title and registration documents in a safe place. These documents serve as proof of ownership and are required for various purposes, such as selling the vehicle or obtaining financing.
In conclusion, transferring a car title in New Jersey is a straightforward process that requires gathering the necessary documents, completing the appropriate forms, and paying the required fees. By following these steps, you can ensure a smooth and hassle-free title transfer.
